Free Will vs Exit State: Will Writing Service Comparison 2026 UK

Comparison 2026

Free wills versus Exit State

Free will services exist. Here's what £79 buys — and when free is genuinely fine.

TL;DR

  • Free wills are fine for simple estates — one property, one beneficiary, nothing complicated. They get the job done.
  • Exit State (free to build) does more: drag beneficiaries onto assets, the maths is done for you, and the output is plain-English legal wording — at no cost.
  • Unlock for £79, once to download, print, get witness management, and edits for the rest of your life. No upsells after that, and nothing recurring.
  • Honest take: If your life is simple and you just need something in place, a free will works. If you want guided allocation, digital assets covered, or proper witness management, £79 once covers all of it.

WHAT ARE FREE WILL SERVICES?

WILL AID

Annual charity campaign every November. A participating solicitor writes your will for free, with a suggested donation to charity (£100 single, £180 couples).

Catch: Only runs in November. Limited solicitor availability — slots fill up fast. You get what the solicitor offers, no digital tools.

FREEWILLS.CO.UK

Charity-sponsored online will tool. Partnered with major UK charities who fund the platform in exchange for prompting users to leave a charitable gift.

Catch: Limited customisation. Charity-funded model means you'll be prompted to donate. No digital asset support, basic template approach.

GOV.UK TEMPLATE

Government guidance on what a will should contain, plus basic template language. Technically everything you need to write your own will.

Catch: No digital assets. No error checking. No guidance through the process. You're on your own — miss something and it could be contested.

HANDWRITTEN WILL

Write your own will on paper. Legally valid in England and Wales as long as it's signed and witnessed correctly. Cost: pen + paper.

Catch: High error rate. No legal formatting guidance. Ambiguous language is easy to write and easy to contest. Most homemade wills contain at least one error.

FEATURE COMPARISON

FeatureFree Will ServicesExit State FreeExit State
Price£0Free to build£79 once to unlock
Drag-and-drop allocation
Maths done for you
Plain-English legal wording
Digital Assets + Crypto
Download / Print will
Witness management
Error checking
Edits for life
Ongoing edits£79 once — no renewals
IHT optimisation tips

WHEN A FREE WILL IS GENUINELY FINE

Simple estate — one property, one main beneficiary, straightforward wishes

No digital assets, cryptocurrency, or complex online accounts to manage

You don't need to update your will regularly

You just want something in place quickly while you sort out the rest later

You plan to update with a solicitor once your estate gets more complex

A free will is better than no will. Always.

If you die without a will in the UK, intestacy rules decide who gets what — and they don't care about your wishes. Any will, even a basic one, is better than leaving it to the courts.

WHEN YOU NEED MORE

You own cryptocurrency or digital assets that need specific handling instructions

You want to leave gifts to charity and benefit from IHT reduction (40% to 36%)

You have a blended family — step-children, multiple partners, complex beneficiaries

You want witness management with guided validation so nothing gets missed

You want to keep editing it after signing, as life changes

You want the percentage maths done for you, not left to a blank form field

WHAT £79 BUYS

Farewill charges £100 for their online will, plus an optional £10 a year if you want to change it later. Exit State is £79, once, and changes are included. Prices checked 8 September 2026. The solicitor figure is the average paid by people who used one, from MoneyHelper's May 2025 survey — not a quote for any particular firm.

Solicitor

£328 avg

  • Face-to-face advice
  • Complex estate handling
  • Trust creation
  • Weeks-long process
  • Updates cost extra

Farewill

£100

  • Online, checked by their team
  • Phone service also offered
  • Established brand
  • £10 a year, optional, to change it

Exit State

£79

  • Download + print will
  • Digital assets + crypto
  • Witness management
  • IHT optimisation tips
  • Edits for the rest of your life

Free Will

£0

  • Basic will template
  • Legally valid
  • No digital assets
  • No error checking
  • Limited or no updates

THE TAX ANGLE FREE WILLS MISS

Free will services don't guide you on Inheritance Tax (IHT) optimisation. They create the document but don't help you make smart tax decisions within it.

Here's the thing most people don't know: if you leave 10% or more of your net estate to charity, the IHT rate on the rest drops from 40% to 36%.

That's not a loophole — it's built into UK tax law. But free will services never tell you about it, because they're not designed to.

An estate of £500,000

Without charitable gift: 40% IHT on taxable portion

With 10% to charity: 36% IHT on taxable portion

Potential saving: £6,500

Exit State walks you through this. Free wills don't.

FREQUENTLY ASKED QUESTIONS

Is a free will legally valid?

Yes. A free will is legally valid in England and Wales as long as it meets the requirements of the Wills Act 1837: you must be 18+, of sound mind, and the will must be signed in the presence of two independent witnesses who also sign it. The tool you use to write it doesn't affect its validity — the witnessing process does.

Can I use gov.uk to write my will?

Gov.uk provides guidance on what a will should include and how it should be structured, but it doesn't offer a will-writing tool. You still need to write the will yourself or use a service. It's useful background reading, but it won't catch errors or walk you through the process.

What's Will Aid?

Will Aid is an annual charity campaign that runs every November. Participating solicitors write basic wills in exchange for a suggested donation to charity (£100 for a single will, £180 for couples). It's a great option if you can wait until November and book early — slots fill up fast.

Is Exit State really one price?

Building your will is free. Drag beneficiaries onto your assets, Exit State does the percentage maths and generates the plain-English legal wording — no charge. Unlocking it costs £79, once: download and print, witness management, and edits for as long as you are here. You never pay again. No subscription, no hidden charges either way.

What if I already have a free will?

Create your will on Exit State, and once properly signed and witnessed it supersedes your previous will. You don't need to destroy the old one — the most recent valid will takes precedence. Build it free, unlock when you're ready to sign.

Build it free. Unlock when you are ready.

Build your will for free. Download, print, get witness management, and keep it editable for life — £79, once.

No credit card needed. Eight questions.

Last updated March 2026. Free will services change what they offer — check theirs before you decide.